The AI Trade Hit a Speed Bump. Wall Street Turned It Into a Pileup.

The AI Trade Hit a Speed Bump. Wall Street Turned It Into a Pileup.

The AI Trade Hit a Speed Bump. Wall Street Turned It Into a Pileup.Wallace R Nichols, MBA, JD, CFP
Published on: 09/11/2026

Stocks soared after the election, then AI shares crashed. What happened, why the selloff moved so fast, and what it means for retirement money. Part 1 of 3.

AI stock selloff November 2026AI trade selloffNasdaq correction 2026post-election stock marketdata center moratorium stocksNvidia CEO investigationS&P 500 concentration risksequence of returns riskretirement portfolio AI stocksleveraged ETF sellingwhy did AI stocks fall after the midterm electionshow does the AI selloff affect my retirement accountis my S&P 500 index fund too concentrated in AIwhat is key-man risk in stockswhy did the Nasdaq drop 5 percent in one dayhow leveraged ETFs make market selloffs worsedata center restrictions impact on chip stockswhat does a market correction mean for retireeshow to protect retirement savings from a tech selloffsequence of returns risk near retirement explained
You Already Own This Trade

You Already Own This Trade

You Already Own This TradeWallace R Nichols, MBA, JD, CFP
Published on: 21/09/2026

Your index fund, growth fund and target-date fund may hold the same concentrated bet. What the 2026 momentum unwind means for retirement portfolios.

momentum factor 2026index fund concentrationretirement portfolio overlapS&P 500 top ten weightsequence of returns riskhidden portfolio risktarget-date fund overlapsemiconductor drawdown 2026pre-retiree portfolio reviewdo I already own momentum stockshow concentrated is the S&P 500 in 2026index fund and growth fund overlap same stocksmomentum factor drawdown June July 2026why did momentum stocks fall in 2026target-date fund holds same stocks as index fundNVIDIA weight in S&P 500 index fundretirement portfolio too concentrated in technologysequence of returns risk near retirement withdrawalshow to check overlap between my mutual funds
The Twist

The Twist

The TwistWallace R Nichols, MBA, JD, CFP
Published on: 11/09/2026

The 30-year drew its strongest demand of 2026 this week. The real fight is at the short end — and that is what decides the fourth quarter.

yield curve 2026term premium explainedTreasury auction demand 2026Fed rate hike September 2026Treasury buyback program 2026rising yields falling bond pricessequence of returns riskpre-retiree bond portfoliofiscal dominance yield curvebear flattener 2026why do bond prices fall when yields risewhat is term premium on a 10-year Treasurycan stocks go up while interest rates risewho buys 30-year Treasury bonds at auctionindirect bidders versus primary dealers auctionFed versus Treasury yield curve conflictwhat does a flattening yield curve mean for retirementsequence of returns risk explained pre-retireeshort duration bonds rising rates 2026fourth quarter 2026 market outlook retirement
All-Time Highs, Almost Alone

All-Time Highs, Almost Alone

All-Time Highs, Almost AloneWallace R Nichols, MBA, JD, CFP
Published on: 09/05/2026

Record highs hide narrow internals. What this means for retirement money in the fragile decade

market breadthequal weight S&P 500narrow market rallysequence of returns riskretirement portfolio riskmega cap concentrationall-time highs S&P 500options gamma squeezedealer hedgingfragile decade retirementequal weight vs cap weighted S&P 500 2026SP 500 concentration risk explainednarow market rally retirement implicationshow options market lifts S&P 500dealer hedging mechanical buyingbull market breadth divergence May 2026pre-retirement portfolio defense strategyautomated trading system retirement accountsdifferent money different jobs investment philosophywall of worry retirement investing timeline